Rabobank
For many e-commerce entrepreneurs, online payment is a crucial part of the customer journey. Payments must be reliable, fast, and user-friendly, but also well-integrated with administration, cash flow, and existing banking environments. That is why WHITE Digital Agency, in collaboration with Rabobank, developed the new Rabo Smart Pay plugin for Craft Commerce.
With this plugin, entrepreneurs working with Craft Commerce can easily connect Rabo Smart Pay to their webshop. This creates a strong alternative to existing payment providers, especially for entrepreneurs who already bank with Rabobank and want to organize their payment flows more clearly.
The idea for the plugin came from a specific customer request. An entrepreneur who banks with Rabobank and works with a Craft Commerce webshop wanted to also handle online payments via Rabo Smart Pay.
What started as a specific request for one webshop quickly turned into an opportunity to add broader value. Instead of a custom integration for one environment, WHITE and Rabobank chose to develop the integration together as a plugin. As a result, many more Craft Commerce users who bank with Rabobank can benefit from the same integration. This creates a scalable solution that offers entrepreneurs more freedom of choice in how they organize their online payment traffic.
Mattijs de Nooijer
Founder & Business analyst
Rabo Smart Pay is Rabobank's payment solution for entrepreneurs. With the Rabo Smart Pay plugin, this solution becomes available within your Craft Commerce webshop, allowing entrepreneurs to connect their online payments directly from their webshop to Rabobank.
One of the main advantages is the daily payout. Rabo Smart Pay pays out payments daily, both on weekends and holidays. This also applies to payment methods such as credit card payments, which are often only paid out after several days by other providers.
For entrepreneurs, this means better cash flow and quicker insight into available funds.
Additionally, Rabobank pays out gross. This means that transaction costs are not directly deducted from the payout. For example, if a webshop receives ten payments of one hundred euros, one thousand euros is paid out. The transaction costs are invoiced separately once a month.
This makes accounting simpler: revenue and costs remain clearly separated from each other.
Delivering a reliable plugin that truly adds value for entrepreneurs
We experienced the collaboration with WHITE as highly professional and seamless. They were very accessible and friendly. On top of that, we shared the same goal: delivering a reliable plugin that truly adds value for entrepreneurs.
Arne Schmidt
Strategic Partnership Manager at Rabobank
Many entrepreneurs have already set up their business account, pin payments, and other banking matters with Rabobank. With Rabo Smart Pay, online payment flows from Craft Commerce can now also be added.
This results in less fragmentation, fewer separate dashboards, and a clear point of contact for both offline and online payments.
The rates of Rabo Smart Pay are comparable to alternatives, both for pin payments and online payment methods such as iDEAL, credit card, PayPal, and Bancontact. An important advantage is that tiers are automatically calculated and transparent. Entrepreneurs do not need to contact once their transaction volume grows.
Functionalities that are important for the daily operation of your webshop are also included. For example, the plugin supports refunds, allowing refunds to be processed from Craft Commerce.
Additionally, the plugin integrates with the existing Commerce functionality for partial payments. This keeps the payment processing as much as possible part of the familiar Craft environment.
For existing business Rabobank customers, Rabo Smart Pay is easy to activate. Since Rabobank already knows the customer, there is no need to go through a full 'Know Your Customer process' again. After activation, the entrepreneur receives the information needed to configure the connection in Craft Commerce.
The plugin can then be easily tested and, if necessary, adjusted or reverted to another payment provider. This allows entrepreneurs to experience in practice whether Rabo Smart Pay suits their webshop, without being immediately tied to a long-term process.
Additionally, it is possible to use another payment provider alongside Rabo Smart Pay for payment methods that are not supported by Rabo Smart Pay.
With the Rabo Smart Pay plugin for Craft Commerce, WHITE and Rabobank bring a practical and future-oriented payment solution to the market. The plugin combines the flexibility of Craft Commerce with the reliability, scale, and payment expertise of Rabobank.
For entrepreneurs, this means: more freedom of choice, better cash flow, simpler administration, and the ability to house their payment traffic with a known partner.
Do you work with Craft Commerce and want to know if Rabo Smart Pay suits your webshop? Contact WHITE or check the technical documentation to see how the plugin can be installed and configured.
Mattijs de Nooijer
Founder & Business analyst